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Medicare Part D: Understanding the New Out-of-Pocket Cap for 2025—and What’s Ahead in 2026
As we move through the 2025 Annual Enrollment Period, Medicare is experiencing one of its biggest updates in years — the introduction of a $2,000 annual out-of-pocket cap on prescription drug costs under Part D. This change, part of the Inflation Reduction Act, also marks the official end of the “donut hole” , the coverage gap that has long been a source of confusion and financial strain for many Medicare beneficiaries. These updates are designed to make drug costs more pred

Timothy Beatty
4 days ago2 min read


“Navigating Medicare: The Undeniable Value of Choosing a Local Insurance Agent”
In the complex landscape of Medicare insurance, individuals are often faced with critical decisions that significantly impact their...

Timothy Beatty
Dec 15, 20232 min read


Turning 65? Five questions to ask yourself before choosing a Medicare plan.
Individuals within six months of turning sixty-five are the most heavily marketed group when it comes to Medicare. I may need to start...

Timothy Beatty
May 23, 20225 min read


Three Tips to Avoid Medicare Telemarketing Scams
If you are reading this article, you have probably had your phone ringing frequently from telemarketers. Well, they could be...

Timothy Beatty
Jul 16, 20214 min read


The good, the bad, and the ugly
Networks in health plans have received a bad reputation. Everyone knows someone who has a bad experience being denied seeing a...

Timothy Beatty
Sep 28, 20204 min read


Changing Times
I am taking a break this week from discussing a topic specific to Medicare benefits. I feel the topic this week is truly relevant...

Timothy Beatty
Sep 14, 20203 min read


True Freedom (Medicare Supplement)
Do you wish you could go back to the 80s? It would probably depend on who you ask and their circumstances at the time? We started with...

Timothy Beatty
Sep 8, 20203 min read


All in one (Medicare Part C)
There is something to say about convenience. It seems everything in today’s society is geared towards making our lives easier. I will...

Timothy Beatty
Aug 31, 20203 min read


RX for America (Part D)
America was going through a time of recovery. We all watched in horror as the towers came down. Although our nation suffered a huge...

Timothy Beatty
Aug 24, 20202 min read


Medicare’s Origins
The era of Vietnam, Volkswagen buses, Jimmy Hendrix, and a new national health program for seniors called “Medicare”. Medicare was...

Timothy Beatty
Aug 17, 20202 min read


A,B,C’s of Medicare
“I have been getting so much stuff in the mail about all these different plans on Medicare. What is the difference between plan...

Timothy Beatty
Aug 10, 20202 min read


Welcome to Medicare simplified!
My goal here at NC Senior Solutions is to help North Carolinians navigate the vast information of Medicare. I hope this will be a...

Timothy Beatty
Aug 6, 20201 min read
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